BAWAG P.S.K. 2012 ha raggiunto risultati solidi
o il controllo proattivo del modello di business di fronte alle difficoltà continue
mercato ambiente
o rafforzamento significativo della quota di capitale proprio (CET 1 acc. CRR / Basilea 2.5) su
11,0% di aumento di capitale di 200 milioni di euro e l'ottimizzazione RWA
(2011: 7,8%, +3,2 punti%)
o ulteriori investimenti nel core business
o Continua l'accento sulle misure per migliorare i costi
o Continua forte eccesso di regolamentazione liquidità di 4,1 miliardi di euro
o Utile netto con (al netto delle imposte escluse le spese di ristrutturazione)
EUR 153.200.000 leggermente al di sopra il livello dello scorso anno
P r e s s r e l e a s e
Vienna, March 13th, 2013
The capital injection of EUR 200 million in December 2012 together with capital optimisation
measures significantly improved the equity position of BAWAG P.S.K.:
o Core Equity Tier I (CET 1 acc. to CRR/Basel 2.5) capital ratio improved by 320bp
or 24.6% to 11.0% (from 7.8% at the year-end 2011).
o Tier I capital ratio significantly increased from 9.6% (2011) to 11.7% as well as
o Own funds ratio from of 12.3% to 13.8%.
These ratios are already Basel III-compliant.
This makes BAWAG P.S.K. well capitalised and able to continue to invest in support of our
core franchises.
In contrast to the successive rating downgrades of a large number of European financial
institutions, Moody’s confirmed the major ratings of BAWAG P.S.K at the beginning of
June 2012. The bank financial strength rating (BFSR) remains at D. The rating for long-term
debt (deposits and bonds) was affirmed at Baa2 based on the three notches of systemic
support provided by the Republic of Austria. The outlook is seen as stable
BAWAG P.S.K. is now in very strong position to address the challenging conditions
mentioned above. The Bank’s capital and liquidity base is strong and stable, ready to serve as P r e s s r e l e a s e
Vienna, March 13th, 2013
a basis for new business growth. Building on this strong position BAWAG P.S.K. has already
paid back the liquidity provided by the ECB through its long-term refinancing operations
(“LTRO”) programme in February 2013, and also plans to redeem EUR 50 million of the
participation capital provided by the Republic of Austria in the second quarter of 2013,
subject to regulatory approvals.
The Bank’s focus in 2013 will remain on our core areas of business, namely on our customers
in the Retail and Corporate franchises. One major target for the Bank going forward will be
the successful optimisation of advanced end-to-end processes, the development of a flexible
operating model and boosting efficiency and productivity in order to further improve services
and to lower our cost base.
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