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Gaudente · 02-10-2009, 16:35

Leaving Affordable Mortgage May Become Winning Gambit (Update1) - Bloomberg.com
So-called strategic defaults, in which homeowners stop paying their mortgages while remaining current on other debts, rose 128 percent to 588,000 last year, according to Experian PLC, a Dublin-based credit-checking company, and Oliver Wyman, a New York-based consulting firm. Two-thirds of those who walked away defaulted on their primary residences.
La vedo dura

per le banche recuperare i mutui se anche chi potrebbe pagare non lo fa perche' al di fuori della casa non e' attaccabile:

Ten states are so-called non-recourse, prohibiting deficiency judgments after most home foreclosures: Alaska, Arizona, California, Hawaii, Minnesota, Montana, North Dakota, Oklahoma, Oregon and Washington, according to the National Consumer Law Center, based in Boston. The bank can repossess your home in those states, not other assets, to settle the debt.

02-10-2009, 16:35	#1911 (permalink)
Gaudente Utente Senior Data registrazione: Jan 2009 Messaggi: 3,026	default volontari Leaving Affordable Mortgage May Become Winning Gambit (Update1) - Bloomberg.com So-called strategic defaults, in which homeowners stop paying their mortgages while remaining current on other debts, rose 128 percent to 588,000 last year, according to Experian PLC, a Dublin-based credit-checking company, and Oliver Wyman, a New York-based consulting firm. Two-thirds of those who walked away defaulted on their primary residences. La vedo dura per le banche recuperare i mutui se anche chi potrebbe pagare non lo fa perche' al di fuori della casa non e' attaccabile: Ten states are so-called non-recourse, prohibiting deficiency judgments after most home foreclosures: Alaska, Arizona, California, Hawaii, Minnesota, Montana, North Dakota, Oklahoma, Oregon and Washington, according to the National Consumer Law Center, based in Boston. The bank can repossess your home in those states, not other assets, to settle the debt.